Sell Your House for Cash in Portland:
How Our Offers Actually Work
A cash offer should make sense to you. Here's how we figure our number, what you can expect to walk away with, and how to check any cash buyer before you sign.
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How We Calculate Your Cash Offer
A lot of cash home buyers in Portland won't tell you how they come up with their number. We will. Here's how it works, in plain English.
First, we estimate what your home could sell for after repairs. We look at recent sales of similar homes nearby that are in good, updated condition.
Next, we subtract what it will cost to get there. That includes the repairs and updates the house needs, the costs of owning it while the work gets done (like taxes, insurance, and utilities), and the costs of selling it again later.
Last, we leave room for our risk and our work. Projects can run over budget, and markets can shift. That margin is how we stay in business.
As Nick puts it, he offers speed and convenience in exchange for some of your equity. You give up part of what the house might bring on the open market, and in return you skip repairs, showings, and months of waiting.
Nick walks every seller through the numbers behind the offer. You'll see what we think the house is worth, what we think the repairs cost, and why. If something looks off, ask. You may know things about the house that change the picture.
Cash Sale vs. Listing: What You Actually Walk Away With
The price on a listing isn't what you put in your pocket. When you sell the traditional way, several costs come out of the sale before you see any money:
Agent commission: often 5–6% of the sale price.
Closing costs: often 2–4%, depending on the deal.
Repairs: work you do to get the house ready, plus anything a buyer asks you to fix after their inspection.
Holding costs: 60–90 days or more of mortgage payments, property taxes, and utilities while the house sits on the market and the buyer's loan gets approved.
When you sell to us, there are no agent commissions, we pay the closing costs, and you don't make any repairs. So the fair way to compare is our offer against what you'd net from a listing after all of those costs, not against the listing price. If you'd like to see the condition side of this, read about how we buy houses as-is.
Why a Cash Buyer Can Close So Fast
Most of the waiting in a regular sale comes from the buyer's loan. With a cash sale, those steps go away:
No lender. There's no bank reviewing the house or the buyer.
No appraisal. No one has to come out and confirm the value for a loan.
No loan approval contingency. The sale doesn't depend on a buyer getting approved.
No waiting on a buyer to sell their own home. We aren't counting on another sale to close yours.
That's why, in many cases, we can close in as little as 7 days. If you need more time, you can pick a later date instead. You can see each step on our how it works page.
How to Tell if a Cash Buyer Is Legitimate
Before you sign with any cash buyer, here's a simple checklist:
Ask for proof of funds. A real cash buyer can show they have the money.
Use a licensed title company. A neutral title company should handle the money and the paperwork, not the buyer.
Get the offer in writing. A phone number or a text message isn't an offer.
Check their reviews. Look for real reviews from people who sold to them.
Here's how Nick handles each one. He provides proof of funds on request. Every closing goes through a licensed Oregon title company, and a mobile notary can come to you. Every offer is in writing. And you can read Nick's Google reviews yourself, or learn more about Nick and his background.
What Happens on Closing Day
Closing day is the easy part. A mobile notary can meet you at your home, your office, or another place that works for you, and you sign the papers there.
The licensed title company handles the rest. It pays off your mortgage and any other liens, takes care of the paperwork, and records the sale. Then your money is wired to you. You don't have to chase anyone for a check.
Compare Your Choices
How It Works for You
Tell Us About the Property
A short call or form gives us what we need. It only takes a few minutes.
Get a Written Cash Offer
Within 24 hours, with the numbers explained, based on real Portland-area comparable sales.
Close & Get Paid
A licensed Oregon title company handles closing, and a mobile notary can come to you. In many cases as fast as 7 days, or on your timeline.
A Local Buyer You Can Call
Nick Hooyman has worked in real estate since 2005 — as a mortgage broker, a licensed agent, and now a full-time investor. He also earned a law degree from The George Washington University and a Master of Laws in tax from NYU. That training doesn't replace your own lawyer or tax advisor, but it helps him explain each step in plain words.
More About Nick →Real People.
Real Results.
Nick saved our house from foreclosure, I'm so so grateful. We had 3 weeks until we lost our house to auction and so selling the traditional way wasn't possible. We needed to move fast and Nick did just that. He's honest, seems to care, and did everything he said he was going to do. Thank you Nick!
I have know Nick for the last 7 years. He is an exceptional businessman. We have navigated through dozens of real estate transactions. He is honest, full of integrity, and is extremely knowledgeable about the transaction process from the very beginning phases all the way until closing. He has the ability to close on properties quickly, efficiently, and with no hassle. I strongly recommend you work with Nick for your real estate needs! You will be glad you did!
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Get Your Free Offer.
Tell us about your property and get a fair, no-obligation cash offer within 24 hours. Prefer to talk? Call or text (503) 850-2565.